Workmen Compensation

for employees who get injured while working. In India, it is mandatory for all companies to have this insurance. The Employee/Worker Compensation Policy helps the employer financially compensate employees who are injured or die because of an accident that happened while they were working. Worker compensation covers injuries, disabilities, and deaths of employees caused by accidents during their job.

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Coverage

Exclusion

Injury caused due to a disease or gone worse by the conditions of the employment.
Injury caused due to an accident during employment.
Partial and permanent disability
Temporary disability or Death
Legal costs as well as expenses incurred with the company's consent
Accident or injury caused under the influence of alcohol or drug.
Liabilities faced by the employees of contractors.
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Liability of the insured is assumed under an agreement.
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The employees who are not considered workers according to the Workmen Compensation Act.
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